skip to Main Content

Auto Insurance and Teenagers

One of the biggest milestones in life is having the ability to drive on your own. You gain a lot of independence when you can finally take the time to go on the road, and drive yourself to wherever you want to go. It’s great to be able to allow your children the ability to drive, but you want to make sure that you do it the right way. You don’t want to find yourself pampering your new driver, and positioning them to not appreciate the value of driving. Remember, it is a privilege, not a right.

How can a student reduce the cost of their auto insurance? By getting good grades students can reduce the amount they pay for auto insurance by a lot. Enforce to them the importance of getting good grades, and why they should always make a big effort to get the best grades possible. If they don’t try their best to get at least a 3.0 grade point average, then maybe you should punish them by not allowing them to drive. Give them one break, but you don’t want to pay more for auto insurance than necessary. So make a deal with them, and tell them as long as they keep their grade point average above a 3.0, you’ll pay for their auto insurance.

Should a parent pay auto insurance for their child? There is nothing wrong with paying for auto insurance for your child while they are in school. Let them focus on their studies, and tell them as long as they keep their driving record clean that you’ll help them out. When they get to college, encourage them to get a part time job so that they can help pay for auto insurance. A part time job is good for them, and it can help them figure out how much auto insurance really costs.

What kind of car should a student get when they first start driving? You don’t want to spoil your child with a new car. Get them a used car to start out with. Try and pick a car that is safe to drive, and that is durable. Don’t go all out on getting them a fancy car, but try and get a car that is decent to drive. You are most likely going to want to find a car that you can pay for in full, and one where you can control the type of auto insurance coverage you want to get for them.

What kind of coverage should a student get? The type of coverage you should get depends on the type of coverage you want your child to have. Although you might not want to get them full coverage right away, you are going to want to get them a good amount of coverage.

It can be tough to figure out what you should do when it comes to your child and auto insurance. Just try and be fair with them, and to have them learn a lesson or two about commitment and driving when they become insured with auto insurance.

Back To Top